Blog
From Dirt Roads to Dream Homes: Navigating the USDA Loan Process
Picture yourself living in a peaceful rural community, surrounded by rolling hills, fresh air, and wide-open spaces. The United States Department of Agriculture (USDA) loan program makes this dream a reality by offering a unique opportunity for individuals and families to purchase homes in eligible rural areas. The USDA loan process can be daunting, but... Read More
Buying and Selling a Home: How to Make it Smooth
Buying and selling a home at the same time can be a complex and overwhelming process, but with the right preparation and planning, it can also be a smooth and successful one. Whether you’re upgrading to a larger home or moving to a new location, selling your current property and purchasing a new one at... Read More
Top 5 Kitchen Staging Mistakes to Avoid When Selling Your Home
Kitchen staging is a crucial aspect of home selling as it creates a lasting impression on potential buyers. A well-staged kitchen can highlight its best features and make it feel spacious, warm, and welcoming. However, kitchen staging is not always a straightforward process and some common mistakes can detract from the overall appeal of the... Read More
Buyer Tip: Avoiding Common Mistakes in this Housing Market
The housing market has been one of the bright spots of the economy in recent years, with record-low mortgage rates and high demand for homes driving prices up and creating a competitive environment for homebuyers. While this may seem like a good thing for those in the market to purchase a home, it has also... Read More
Switching from a Fixed-Rate Mortgage to an Adjustable-Rate Mortgage: Pros and Cons
A fixed-rate mortgage is a type of loan where the interest rate stays the same for the entire term of the loan, typically 15 or 30 years. An adjustable-rate mortgage (ARM), on the other hand, has an interest rate that changes over time, typically based on a benchmark interest rate such as the U.S Treasury... Read More
What Is an Interest-Only Mortgage? An Affordable Home Loan, at Least at First
By Daniel Bortz An interest-only mortgage is a type of home loan where you start off paying only the interest for a certain time period, followed by a time where you pay back both the interest and principal. Most interest-only home loans are adjustable-rate mortgages, or ARMs, says Scott Sheldon, a senior loan officer and consumer advocate in Sonoma... Read More
What Happens If I Have a Lien on My House?
Many sellers may already be aware of liens filed on their property, but some may come as a surprise, says Barbara Carrollo-Loeffler, director of consumer and residential lending at Provident Bank in Jersey City, NJ. Read More
New Year, New Home? 9 Myths About Buying a New-Construction House That Actually Aren’t True
Many first-time homebuyers might shy away from the prospect of buying a brand-new home, assuming:Â It will cost too much. It will take too long. Read More
Buying Your Home: A Step-by-Step Guide
Buying Your Home: A Step-by-Step Guide For a first-time home buyer, the buying process may seem overwhelming. With lots of documents and requirements to review and submit, people to talk to, houses and towns to research, etc. That’s why we are here for you, we’ll make things easier to understand, and navigate, and we’ll work... Read More
How to Qualify for a Mortgage?
How to Qualify for a Mortgage? Aside from bank statements to pay stubs to tax returns and W-2s. that you need to gather, here are the essentials you need to qualify for a mortgage. If you wanna know more, hit us up! Read More